We listen carefully to our clients to understand their values and aspirations and strive to provide the highest level of service aiming to meet their financial goals.

Before we embark on any journey together, our Four-Step Process helps clients determine if financial advising is the right choice for them – and whether we’re the right financial advisors to work toward meeting their needs. As part of that process, Our Complimentary Retirement Assessment provides clients with a clear understanding of their current financial standing.

We love getting to know our clients over the long-term, and nothing is more rewarding than helping them pursue their goals. Hear from our clients to learn more about how we work. 

There is no charge for an initial meeting or your Complimentary Retirement Assessment. If you decide to engage our firm, the fees for comprehensive wealth management are assessed quarterly in advance, based on a percentage of assets under management ranging from 1.2% to 0.25% annually. This covers both financial planning and investment management.

Spohn Partners is a fee-only advisor. We are compensated by our clients for financial advice and ongoing investment management. We do not receive commissions, and we do not use any proprietary products. 

We do our best work for clients with a minimum of $500,000 in savings outside of real estate. 

We are highly accessible to our clients. We understand that financial decisions require careful consideration, and we sincerely hope that you will reach out whenever you need guidance. You can expect prompt support when you need it. As needed, we also coordinate with other professionals you work with, such as CPAs and estate attorneys. This is all included in our comprehensive wealth management service.

The frequency of meetings is guided by client needs and preferences. However, to have a complete understanding of your financial picture, we recommend at least one annual detailed and holistic review of all aspects of your financial situation. Additionally, we may also meet throughout the year to discuss strategic adjustments or address any questions that may arise.  

Yes, and as fiduciaries, our guidance and recommendations always focus on our clients' best interests. This is a legal obligation and the right thing to do. We are held to a higher standard of care and take this responsibility very seriously.

The short answer is no! We will do our best to make this process easy and straightforward for you. While there will be some paperwork for you to complete, the most important thing is that no assets will be sold during this transition. This means you will not incur any taxable events. In fact, I often find that new clients have opportunities to save on taxes by capturing tax losses, something larger firms with rigid models might not be able to do at the individual client level.

Spohn Partners holds its client accounts with LPL Financial. LPL Financial is the largest independent broker-dealer in the U.S.,^[1] meaning advisors are not tied to specific investment products and can make recommendations based on objective and client goals. LPL Financial is also the third-largest Registered Investment Advisor (RIA) custodian.^[2] RIA custodians are financial institutions which safely and securely hold and manage client assets. LPL Financial has been in business for over 30 years and currently supports 6 million client accounts and over 20,000 advisors.^[3]

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[1]} As reported by Financial Planning magazine, June 1996-2024, based on total revenue
^[2] Cerulli Associates, 2019 U.S. RIA Marketplace Report
^[3] https://6519997.fs1.hubspotusercontent-na1.net/hubfs/6519997/LPL%20Research%20By%20The%20Numbers%20-%202023.pdf